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Compare Identity Theft Protection Services
List of Identity Theft Protection Services
Lifelock Personal Identity Theft Protection
What is a Fraud Alert? Fraud alerts establish road blocks if identity thieves attempt to use your good name to obtain credit. The alerts tell any company that uses your credit report, such as a bank or insurance company, that the person using your name may be a thief. The creditor, lender, or other prospective user of a consumer report must take steps to verify your identity before it can:
- Issue new credit
- Increase credit lines
- Arrange loans
- Create new accounts for such things as utilities and cellular phones
After a fraud alert has been placed in your credit file, any creditor using that credit file to grant new credit or an extension of credit in your name must contact you by telephone (using the phone number specified in the fraud alert) or take reasonable steps to verify your identity and confirm that the credit application is not the result of identity theft. If someone else is trying to use your identity to get credit, the fraud alert usually stops them cold. We say “usually” because nothing is perfect. That’s why we have a Guarantee.
Usually within an hour of your enrollment as a LifeLock client, we request that alerts be set on all of your credit reports at Equifax, Experian and TransUnion. Within a week or two after enrolling, these major credit bureaus will send you credit reports showing your alerts are in place.
You'll also see a dramatic reduction in pre-approved credit offers in the mail and in your junk mail load. This is one result most of our clients feel is, alone, worth our fee.
Our $1 million guarantee is even more valuable to our clients. It is effective in full force from the moment you become our client.
Find out more on how to subscribe to a Guaranteed Identity Theft Protection Service.
Identity Theft Protection From Wells Fargo
Identity theft is the fastest growing crime in the United States, but it can be hard to discover immediately. Would you know if someone else was using your name to open accounts? Although there is no way to completely prevent identity theft, precautions can be taken.
Identity Theft Protection, a comprehensive service available through Wells Fargo Insurance and provided by Trilegiant Corporation, can help minimize your risk and secure the support you need if identity theft occurs.
When you enroll, you'll be notified when certain changes affect your credit profile and if identity theft does occur, you'll get timely access to the expert support you need to help recover and secure your identity.
How Identity Theft Protection Helps Protect Your Identity:
- Provides a Personal Credit Report compiled with data from the three major credit reporting agencies: Equifax, Experian, and TransUnion, so you can review your credit history and verify it is current and accurate.
- Monitors your credit daily through those top national credit reporting agencies for any signs of identity theft
- Alerts you to any account openings in your name, inquiries into your credit files and sends notification if any negative information is added to your credit records
- Provides up to $10,000 in Identity Theft Insurance
- Gives you direct access to Resolution Specialists to help you recover your identity and clear your good name
- Provides automatic triple-bureau Quarterly Updates to help you monitor and correct any errors in your credit file.
Comprehensive protection is your best chance of NEVER becoming an identity theft victim from Identity Guard
Patented technology takes your protection to the highest level. Protecting your most sensitive personal and financial information with in-depth daily Internet surveillance to detect:
- Illegal posting or trading of your credit card numbers
- Improper web site posting of information in your public record profile including: addresses, drivers licenses, children’s schools, owned property, civil judgments or other asset listings
- Daily scanning for applications fraudulently submitted in your name, including credit, retail, cell phones, mortgages and loans
Public record profile monitoring and reports as an early warning of identity theft
- Your opportunity to carefully and routinely review the changes to publicly available information which, if inaccurate or compromised by identity thieves, can cause you to be denied credit or employment.
Daily surveillance of the Internet's "financial black market"
- Patented scanning technology helps ensure that your registered credit card numbers are not being traded, exchanged or sold by identity thieves.
Daily surveillance of the Internet’s “back alley” chat rooms and news groups
- Patented scanning technology helps ensure your important financial information is not being compromised or "swapped" in sites frequented by identity thieves.
Daily monitoring of all three credit bureaus for maximum credit file security
- Comprehensive identity theft safety net of in-depth monitoring of all three credit bureaus every business day with prompt email alerts if your files change.
Quarterly updates of your 3-in-1 credit bureau reports and scores
- Timely information gives you the confidence to negotiate improved financing and lower interest rates, secure that your credit bureau file is accurate.
Email alerts will promptly notify you of changes in your file
- Your personal review of these alerts will remove suspicion and ensure that each inquiry was properly authorized by you.
The security of unlimited toll-free personal customer service
- Credit education specialists are on call via toll-free hotlines to help you determine the validity of each inquiry, answer questions about your credit report, explain your credit score and help you determine next steps if anything just doesn’t seem right.
Identity Watch - Complete Identity Theft Protection - Intelius
When you sign up for IDWatch, Intelius builds your Identity Profile, which contains key identity information including a current credit report, address history, aliases, background information and more to help you determine if you are at risk for identity theft.
- Advanced Real-Time Warning System - IDWatch alerts you of suspicious activity within your identity in real time, before you become a victim of identity theft.
- 24/7 Monitoring - IDWatch monitors your identity profile daily and scours the black market for the use, trade or sale of your identity-related information, alerting you instantly to potential fraud.
- Insurance - A zero-deductible, $25,000 insurance policy covers recovery-related expenses at no additional cost, in the event the unthinkable happens.
Credit Monitoring from Credit.com
Offers you an award-winning credit monitoring service that includes:
- Unlimited credit reports from Equifax, Experian, & TransUnion
- Unlimited credit scores from all three credit bureaus
- Unlimited three-bureau credit monitoring
- Email alerts of critical credit file changes
- Powerful tools and personalized tips for improving your credit
- Toll-free access to specialists plus $25,000 Identity Theft Insurance at no additional cost
- This package is perfect for people who are improving their credit, preparing for a major purchase, or concerned about identity theft. You can cancel anytime.
Equifax Credit Watch™ Gold with 3-in-1 Monitoring
- Get Triple the Protection
- Protect your credit with the most in-depth identity protection plan. Monitoring your credit reports for changes is one of the best ways to protect yourself from identity theft.
- 3-in-1 Monitoring makes it easy for you to monitor all 3 of your nationwide credit reports by alerting you within 24 hours of key changes. Protect your credit and ensure the accuracy of what’s being reported about you in all 3 nationwide credit reports.
- Comprehensive credit file monitoring and automated alerts of key changes to your Equifax, Experian, and TransUnion credit reports
- Wireless alerts and customizable alerts available
- Free 3-in-1 Credit Report and unlimited access to your Equifax Credit Report™
- Identity Theft Insurance with no deductible (certain limitations and exclusions apply)† at no additional charge to you
- Knowledgeable Customer Care 24 hours a day, 7 days a week
IdentitySweep offers the ONLY consumer service that provides comprehensive, real-time identity theft protection.
Identity theft is America's fastest growing crime. Be secure. IdentitySweep protects your name, credit and debit cards, Social Security number, and more with the touch of a button. IdentitySweep is the PROACTIVE choice for protecting one’s identity.
- Social security number monitoring* instantly sends email alerts when we detect problems.
- Credit and debit card number monitoring - 24/7 for up to 5 credit and debit cards. Sends instant email alerts when any number is found to be stolen, "in play," or for sale by hackers on the Internet.
- Easy-to-Use Fraud Detection Dashboard puts YOU in control of the information that is publicly available about you. Easily remove the information you don't want published on the Internet.
- Identity Theft insurance with no deductible.
Your Public Information Profile (PIP) compiles the most complete, in-depth, detailed summary available of your public records, contains data from thousands of sources, including:
- Federal, state and local records
- Financial records like bankruptcies, liens and judgments
- Property ownership records
- Law enforcement records for felony and misdemeanor convictions
Protected by state-of-the-art security and encryption to block unauthorized access, and is accessible to you—and only you. Note to Non-U.S. Subscribers: IdentitySweep currently provides social security number monitoring for United States subscribers only. Social insurance number monitoring will be available for Canadian IdentitySweep subscribers in the near future.
Identity Theft Coverage from Nationwide
Your identity. Your credit. Your time. When identity theft happens, suddenly these aren’t just yours anymore. Don’t spend countless hours trying to restore your credit and good name. Protect yourself with Identity Theft coverage from Nationwide®.
How does Nationwide Identity Theft coverage work? Fast. Just make one call to our Identity Theft hotline. Our Identity Theft experts will immediately take action to:
- Quickly assess your situation to determine if fraud has occurred
- Stop damage to your credit within minutes of your authorization by directly contacting major credit bureaus
- Make all required phone calls to creditors, banks and agencies
- Assist you in replacing documents including driver’s license, passport, social security card or other I.D.
- Provide an emergency cash advance if theft occurs while away from home (restrictions and limits apply)
- Provide insurance for recovery reimbursement with no deductible.
- Offer emotional support including up to three in-person visits with a licensed behavioral specialist
- And provide a full host of Identity Theft protection services to save you time money and frustration
Now With Free Credit Monitoring - Nationwide’s teamed up with Worldwide Assistance® and TransUnion® to offer ID Theft customers free Credit Monitoring This optional service sends e-mail alerts when your credit report changes. Best of all, it’s free with the purchase of Identity Theft Coverage from Nationwide
myFICO® Identity Theft Security Deluxe
Identity Theft Security Deluxe Benefits:
- Tracks your TransUnion credit report and more than 400 other data sources for signs of identity theft
- Provides identity theft resolution help should you become a victim
- Includes identity theft insurance from St. Paul Travelers
Identity Theft Security Deluxe Features:
- FICO score and credit report reviews sample You receive your FICO score and TransUnion credit report when you purchase and again every three months thereafter. Each installment also includes a detailed analysis of your credit report, highlighting suspicious items and providing resolution recommendations.
- FICO score tracking sample myFICO® Identity Theft Security Deluxe provides a quarterly TransUnion credit report and FICO score so you can monitor changes over time. This unique big-picture advantage lets you understand, at a glance, how changes in your report affect your score.
- myFICO security alert sample If suspicious changes in monitored personal information are detected, a myFICO security alert will be emailed to you automatically. You can then click on a link to log in to your myFICO account, where you’ll see the details of the change and, if necessary, review resolution recommendations.
- Identity Theft Insurance sample Your subscription to myFICO® Identity Theft Security Deluxe also includes identity theft insurance that includes resolution assistance in the event you become a victim of identity theft
- Toll-free help line – Identity theft specialists will provide you with an identity theft victim kit that will guide you in filing a police report and a complaint with the Federal Trade Commission, as well as placing a "fraud alert" on all three of your credit reports to help prevent further damage to your credit.
- Insurance policy – If identity theft strikes, you are covered with a no-deductible identity theft insurance policy from St. Paul Travelers at no additional cost to you. See an Identity Theft Insurance sample summary of benefits for additional information and limitations.
- Quarterly FICO credit score monitoring
- Weekly monitoring of 400 data sources for new information tied to your identity, including:
- New names, New dates of birth, New social security numbers, New addresses, New phone numbers,
- Quarterly TransUnion credit report analysis, monitoring:
- Changes to your TransUnion FICO score, and reasons for changes,
Changes to name, date of birth, or social security number,
Newly listed addresses or phone numbers,
Newly listed employers,
Newly opened accounts
Recent applications for new credit, Recent increases in account balances, Accounts in bad status, Newly listed public records, such as bankruptcies, foreclosures, and tax lien
- Changes to your TransUnion FICO score, and reasons for changes,
Changes to name, date of birth, or social security number,
Newly listed addresses or phone numbers,
Newly listed employers,
Newly opened accounts
- Newly listed collection company records
6 easy-to-understand charts that show changes in:
- TransUnion FICO score,
Balance owed on all accounts,
Balance past due on all accounts,
Number of recent applications for credit,
Number of negative problems on credit report,
Number of accounts in bad status
Alerting and Reporting, E-mail alerts when changes in public information are detected, Archive of past alerts
Checklist to help you review your credit report for signs of ID theft, Option to receive weekly E-mail updates whether changes are detected or not, Simple and easy-to-use, Secure, instant online access, Alerts, Interpretation guide
- TransUnion FICO score,
Balance owed on all accounts,
Balance past due on all accounts,
Number of recent applications for credit,
Number of negative problems on credit report,
Number of accounts in bad status
- Identity Theft Insurance
- 9-hour, 5-day-a-week, toll-free helpline attended by knowledgeable staff who can provide you with the tools to help you resolve ID theft,
identity theft insurance policy at no additional cost:
No deductible, Reimbursement for expenses and time spent recovering from identity theft,
Resolution tools provided:
Dispute letters for lenders, Necessary forms, instructions, ID theft worksheet, Cancel your subscription any time
- 9-hour, 5-day-a-week, toll-free helpline attended by knowledgeable staff who can provide you with the tools to help you resolve ID theft,
identity theft insurance policy at no additional cost:
No deductible, Reimbursement for expenses and time spent recovering from identity theft,
Resolution tools provided:
Education. Protection. Response. When it comes to your identity and personal information, don’t take any chances. Sykes Assistance Servcies Corporation
Identity theft – the unauthorized acquisition and fraudulent use of someone’s personal
information – is a major issue in the information age. Sykes offers professional identity theft protection and assistance, from programs to educate and safeguard against identity theft, to expert legal assistance if your employees or customers are targeted.
Key Features:
- 24-hour access for customers, seven days a week
- Programs to educate your customers, staff and their families about identity theft
- Qualified professional legal assistance
- Official bilingual service
EZShield - Protect Your Assets, Keep Your Peace of Mind.
Protect yourself from one of the most damaging identity theft frauds in the United States today. Check fraud could wipe out all your financial holdings, as well as damage your credit report.
The Federal Trade Commission reported 686,000 complaints in 2005, and Identity Theft topped the list with 255,000 complaints. Total financial loss associated with fraud approximated $680 million with an average loss of $2,412. Of the total complaints, 17% represented bank fraud which includes fraud involving checking and savings accounts. For 2005, check fraud on existing accounts approximated 7.4% of total complaints filed or approximately 51,000 complaints.
Protect yourself against different types of check fraud like Forged Signatures, Forged Endorsements, and Altered Checks.
Definitions of Fraud:
- Forged Signatures: EZShield™ applies to legitimate blank checks that are forged with your signature, as the payer, that results in a debit to your checking account.
- Forged Endorsements: EZShield™ applies to a legitimate check that is endorsed and cashed or deposited by someone other than the designated payee based upon a fraudulent and false endorsement. EZShield™, however, does not apply to a check that bears a legitimate original endorsement that is secondarily fraudulently endorsed.
- Altered Checks: EZShield™ applies to legitimate checks that contain altered information such as payee identification, check amount, or otherwise altered to benefit the party altering the check.
